Comparing Presurance (PRHI) & The Competition

by · The Cerbat Gem

Presurance (NASDAQ:PRHIGet Free Report) is one of 313 public companies in the “Insurance” industry, but how does it weigh in compared to its rivals? We will compare Presurance to similar businesses based on the strength of its earnings, institutional ownership, analyst recommendations, profitability, valuation, dividends and risk.

Volatility & Risk

Presurance has a beta of 0.98, meaning that its share price is 2% less volatile than the S&P 500. Comparatively, Presurance’s rivals have a beta of 0.61, meaning that their average share price is 39% less volatile than the S&P 500.

Profitability

This table compares Presurance and its rivals’ net margins, return on equity and return on assets.

Net MarginsReturn on EquityReturn on Assets
Presurance-49.56%-89.12%-7.90%
Presurance Competitors10.29%11.05%4.11%

Insider & Institutional Ownership

34.9% of Presurance shares are held by institutional investors. Comparatively, 55.8% of shares of all “Insurance” companies are held by institutional investors. 73.3% of Presurance shares are held by company insiders. Comparatively, 13.8% of shares of all “Insurance” companies are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Analyst Recommendations

This is a summary of current ratings for Presurance and its rivals, as reported by MarketBeat.com.

Sell RatingsHold RatingsBuy RatingsStrong Buy RatingsRating Score
Presurance10001.00
Presurance Competitors324015336161496892.40

Presurance presently has a consensus price target of $7.00, indicating a potential downside of 13.04%. As a group, “Insurance” companies have a potential upside of 8.49%. Given Presurance’s rivals stronger consensus rating and higher possible upside, analysts clearly believe Presurance has less favorable growth aspects than its rivals.

Valuation and Earnings

This table compares Presurance and its rivals gross revenue, earnings per share and valuation.

Gross RevenueNet IncomePrice/Earnings Ratio
Presurance$43.30 million-$18.44 million-0.79
Presurance Competitors$15.73 billion$1.69 billion35.51

Presurance’s rivals have higher revenue and earnings than Presurance. Presurance is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Summary

Presurance rivals beat Presurance on 11 of the 13 factors compared.

About Presurance

(Get Free Report)

Conifer Holdings, Inc., an insurance holding company, engages in the sale of property and casualty insurance products. It offers insurance coverage in specialty commercial and personal product lines. The company underwrites various specialty insurance products, including property, general liability, liquor liability, automobile, and homeowners and dwelling policies. It serves the commercial insurance needs of owner-operated businesses in the markets, such as hospitality, which includes restaurants, bars, taverns, and bowling centers, as well as small grocery and convenience stores; artisan contractors comprising plumbers, painters, carpenters, electricians, and other independent contractors; and security service providers, including companies that provide security guard services, security alarm products and services, and private investigative services. The company also offers specialty homeowners insurance products, such as low- value dwelling insurance tailored for owners of lower valued homes in Illinois, Indiana, Louisiana, and Texas; and wholesale agency services comprising commercial and personal lines insurance products for its insurance company subsidiaries, as well as third party insurers. Conifer Holdings, Inc. markets and sells its insurance products through a network of approximately 4,600 independent agents in 50 states in the United States. The company was incorporated in 2009 and is headquartered in Birmingham, Michigan.