Equifax (NYSE:EFX) Releases FY 2026 Earnings Guidance

by · The Cerbat Gem

Equifax (NYSE:EFX – Get Free Report) issued an update on its FY 2026 earnings guidance on Wednesday. The company provided EPS guidance of 8.450-8.550 for the period, compared to the consensus EPS estimate of 8.510. The company issued revenue guidance of $6.6 billion-$6.7 billion, compared to the consensus revenue estimate of $6.7 billion. Equifax also updated its Q4 2026 guidance to 2.070-2.170 EPS.

Wall Street Analysts Forecast Growth

EFX has been the topic of several recent analyst reports. Oppenheimer lowered Equifax from an “outperform” rating to a “market perform” rating in a research note on Friday, October 16th. The Goldman Sachs Group restated a “neutral” rating on shares of Equifax in a research note on Tuesday. Weiss Ratings raised shares of Equifax from a “sell (d+)” rating to a “hold (c-)” rating in a report on Thursday, August 13th. Deutsche Bank Aktiengesellschaft reiterated a “buy” rating and set a $201.00 target price on shares of Equifax in a research report on Wednesday. Finally, Loop Capital set a $169.00 price target on shares of Equifax in a report on Tuesday. Fourteen analysts have rated the stock with a Buy rating and seven have given a Hold rating to the stock. According to MarketBeat, the stock has an average rating of “Moderate Buy” and a consensus target price of $200.00.

Read Our Latest Analysis on Equifax

Equifax Stock Down 0.6%

NYSE EFX traded down $1.08 during trading hours on Wednesday, reaching $175.46. 2,535,582 shares of the company’s stock were exchanged, compared to its average volume of 1,751,932. The company’s 50-day moving average is $166.97 and its two-hundred day moving average is $169.93. The company has a market capitalization of $20.61 billion, a price-to-earnings ratio of 30.84, a price-to-earnings-growth ratio of 1.66 and a beta of 1.35. The company has a debt-to-equity ratio of 0.92, a quick ratio of 0.60 and a current ratio of 0.60. Equifax has a one year low of $137.01 and a one year high of $238.94.

Equifax (NYSE:EFX – Get Free Report) last issued its quarterly earnings results on Tuesday, October 20th. The credit services provider reported $2.26 EPS for the quarter, beating analysts’ consensus estimates of $2.20 by $0.06. The company had revenue of $1.69 billion for the quarter, compared to analyst estimates of $1.69 billion. Equifax had a return on equity of 21.61% and a net margin of 10.73%. The company’s quarterly revenue was up 9.6% compared to the same quarter last year. During the same period in the previous year, the company posted $2.04 earnings per share. On average, analysts forecast that Equifax will post 8.50 EPS for the current fiscal year.

Equifax Announces Dividend

The firm also recently announced a quarterly dividend, which was paid on Tuesday, September 15th. Investors of record on Monday, August 31st were issued a dividend of $0.56 per share. The ex-dividend date was Monday, August 31st. This represents a $2.24 annualized dividend and a yield of 1.3%. Equifax’s dividend payout ratio is presently 39.37%.

Insiders Place Their Bets

In other Equifax news, CEO Mark Begor sold 37,791 shares of the business’s stock in a transaction dated Friday, July 24th. The shares were sold at an average price of $172.16, for a total transaction of $6,506,098.56. Following the sale, the chief executive officer directly owned 271,890 shares of the company’s stock, valued at $46,808,582.40. The trade was a 12.20% decrease in their position. The sale was disclosed in a filing with the SEC, which is available through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, EVP John W. Gamble, Jr. sold 4,500 shares of the stock in a transaction dated Thursday, September 3rd. The stock was sold at an average price of $187.96, for a total transaction of $845,820.00. Following the transaction, the executive vice president owned 69,055 shares of the company’s stock, valued at approximately $12,979,577.80. This represents a 6.12% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. 1.70% of the stock is currently owned by company insiders.

Key Equifax News

Here are the key news stories impacting Equifax this week:

  • Positive Sentiment: Third-quarter earnings beat expectations. Equifax reported adjusted EPS of $2.26, above the $2.20 consensus estimate, while revenue of $1.693 billion was roughly in line with expectations and increased 10% year over year. U.S. Information Solutions revenue rose 13%, and international revenue increased 9%. Equifax third-quarter 2026 results
  • Positive Sentiment: Cost controls and AI initiatives supported profitability. Lower selling, general and administrative expenses and AI-driven efficiencies helped Equifax exceed earnings expectations. The company also returned $158 million to shareholders through dividends and share repurchases.
  • Positive Sentiment: Needham raised its price target. The firm increased its target for EFX from $190 to $210 and reiterated a “buy” rating, implying substantial upside from the referenced share price.
  • Neutral Sentiment: Equifax highlighted ongoing demand in diversified markets, including state-agency contract signings representing approximately $550 million in annual contract value. Its latest credit trends research also showed changing debt patterns among U.S. consumers, which may support demand for credit-data services over time.
  • Negative Sentiment: Fourth-quarter guidance missed estimates. Equifax forecast adjusted EPS of $2.07-$2.17, below the $2.21 consensus, and revenue of about $1.6 billion versus expectations of $1.7 billion.
  • Negative Sentiment: Full-year guidance is slightly below Wall Street forecasts. Fiscal 2026 EPS guidance of $8.45-$8.55 is centered near consensus, but revenue guidance of $6.6-$6.7 billion trails the $6.7 billion estimate. Management cited a meaningful decline in U.S. mortgage transaction volumes as interest rates rose, while inflation continues to pressure lower-income consumers.

Equifax Company Profile

(Get Free Report)

Equifax Inc (NYSE: EFX) is a global data, analytics and technology company that provides information and services to help businesses, governments and consumers make informed financial and workforce decisions. The company is best known for its credit reporting activities, but its offerings also include identity verification, fraud prevention, income and employment verification, marketing services and risk management solutions.

Equifax provides consumer and commercial credit information, credit reports and related analytics to lenders and other businesses.

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