Bancorp (NASDAQ:TBBK) Posts Quarterly Earnings Results, Misses Estimates By $0.19 EPS

29 Jan 2026, 17:32 by Renee Jackson · The Cerbat Gem

Bancorp (NASDAQ:TBBK – Get Free Report) issued its earnings results on Thursday. The bank reported $1.28 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $1.47 by ($0.19), FiscalAI reports. Bancorp had a return on equity of 27.97% and a net margin of 26.15%.The company had revenue of $132.21 million during the quarter, compared to analyst estimates of $101.10 million.

Bancorp Stock Performance

Bancorp stock traded up $3.39 during trading hours on Thursday, hitting $70.53. The company had a trading volume of 676,640 shares, compared to its average volume of 608,783. The company has a debt-to-equity ratio of 0.29, a current ratio of 0.91 and a quick ratio of 0.89. The firm has a 50-day moving average of $67.74 and a 200 day moving average of $69.82. Bancorp has a one year low of $40.51 and a one year high of $81.65. The firm has a market cap of $3.10 billion, a PE ratio of 14.72 and a beta of 1.27.

Wall Street Analyst Weigh In

Several research firms have recently commented on TBBK. Raymond James Financial restated a “strong-buy” rating on shares of Bancorp in a report on Tuesday, January 13th. Weiss Ratings reissued a “hold (c+)” rating on shares of Bancorp in a report on Monday, December 29th. Royal Bank Of Canada restated an “outperform” rating and issued a $57.00 target price on shares of Bancorp in a research note on Wednesday, January 21st. Finally, William Blair set a $60.00 price objective on shares of Bancorp in a report on Wednesday, January 21st. One investment analyst has rated the stock with a Strong Buy rating, five have given a Buy rating and two have given a Hold rating to the company. According to MarketBeat, Bancorp currently has a consensus rating of “Moderate Buy” and an average price target of $60.20.

Get Our Latest Stock Report on TBBK

Insider Activity

In other news, CFO Dominic C. Canuso bought 1,800 shares of the company’s stock in a transaction dated Friday, November 14th. The stock was bought at an average cost of $61.24 per share, for a total transaction of $110,232.00. Following the transaction, the chief financial officer owned 3,500 shares of the company’s stock, valued at $214,340. This represents a 105.88% increase in their ownership of the stock. The purchase was disclosed in a legal filing with the Securities & Exchange Commission, which is available through this hyperlink. Company insiders own 5.60% of the company’s stock.

Institutional Investors Weigh In On Bancorp

Several hedge funds have recently added to or reduced their stakes in TBBK. Ameriprise Financial Inc. raised its holdings in Bancorp by 273.2% during the 3rd quarter. Ameriprise Financial Inc. now owns 621,903 shares of the bank’s stock worth $46,574,000 after purchasing an additional 455,265 shares during the last quarter. Epoch Investment Partners Inc. boosted its holdings in Bancorp by 306.6% during the third quarter. Epoch Investment Partners Inc. now owns 209,268 shares of the bank’s stock worth $15,672,000 after purchasing an additional 157,796 shares during the last quarter. Nantahala Capital Management LLC grew its stake in Bancorp by 16.9% in the 2nd quarter. Nantahala Capital Management LLC now owns 968,503 shares of the bank’s stock valued at $55,176,000 after purchasing an additional 140,000 shares during the period. Invesco Ltd. grew its holdings in Bancorp by 4.8% during the third quarter. Invesco Ltd. now owns 2,781,772 shares of the bank’s stock valued at $208,327,000 after purchasing an additional 126,302 shares during the period. Finally, Holocene Advisors LP bought a new position in Bancorp during the third quarter worth about $7,151,000. 96.22% of the stock is currently owned by institutional investors and hedge funds.

Bancorp Company Profile

(Get Free Report)

The Bancorp, Inc (NASDAQ: TBBK) is a Delaware-chartered bank holding company that provides a range of banking and financial services to individuals, businesses, and financial institutions across the United States. Through its subsidiary, The Bancorp Bank, the company offers FDIC-insured deposit accounts, cash management solutions and specialized lending products. Its business model focuses on partnering with fintech firms, asset managers and payment processors to deliver integrated banking-as-a-service (BaaS) capabilities.