Analyzing Hang Seng Bank (OTCMKTS:HSNGY) & Bank of Communications (OTCMKTS:BCMXY)

Hang Seng Bank (OTCMKTS:HSNGY – Get Free Report) and Bank of Communications (OTCMKTS:BCMXY – Get Free Report) are both large-cap finance companies, but which is the better stock? We will compare the two businesses based on the strength of their analyst recommendations, profitability, earnings, risk, institutional ownership, dividends and valuation.

Dividends

Hang Seng Bank pays an annual dividend of $0.58 per share and has a dividend yield of 2.9%. Bank of Communications pays an annual dividend of $0.86 per share and has a dividend yield of 4.2%. Bank of Communications pays out 22.9% of its earnings in the form of a dividend.

Analyst Ratings

This is a summary of current ratings for Hang Seng Bank and Bank of Communications, as provided by MarketBeat.com.

Volatility and Risk

Hang Seng Bank has a beta of 0.17, indicating that its share price is 83% less volatile than the S&P 500. Comparatively, Bank of Communications has a beta of -0.17, indicating that its share price is 117% less volatile than the S&P 500.

Valuation & Earnings

This table compares Hang Seng Bank and Bank of Communications”s top-line revenue, earnings per share (EPS) and valuation.

Bank of Communications has higher revenue and earnings than Hang Seng Bank.

Profitability

This table compares Hang Seng Bank and Bank of Communications’ net margins, return on equity and return on assets.

Summary

Bank of Communications beats Hang Seng Bank on 6 of the 10 factors compared between the two stocks.

About Hang Seng Bank

(Get Free Report)

Hang Seng Bank Limited, together with its subsidiaries, provides various banking and related financial services to individual, corporate, commercial, small and medium-sized enterprises, and institutional customers in Hong Kong, the Mainland of China, and internationally. It operates through five segments: Wealth and Personal Banking, Commercial Banking, Global Banking, Global Markets, and Other. The company offers personal banking services, including current and savings accounts, time deposits, mortgages and personal loans, credit cards, and insurance, investment, and other wealth management services, as well as consumer lending and wealth management services. It also provides corporate lending, trade and receivable finance, payments and cash management, treasury and foreign exchange, general insurance, key-person insurance, investment services, and corporate wealth management services; general banking and transaction banking, corporate lending, deposits, and cash management services; and tailored solutions and services in foreign exchange, bullion, equities, fixed income, and securities financing, as well as manages the funding and liquidity position activities. In addition, the company offers retirement benefits, life assurance, fund management, and stock broking services, as well as index compilation and licensing; fund raising and sales; and asset management services. It operates service outlets in Hong Kong; branches in Macau and Singapore; and representative office in Taipei, as well as a network of outlets in the Mainland of China. The company was founded in 1933 and is headquartered in Central, Hong Kong. Hang Seng Bank Limited operates as a subsidiary of The Hongkong and Shanghai Banking Corporation Limited.

About Bank of Communications

(Get Free Report)

Bank of Communications Co., Ltd. provides commercial banking products and services in China. The company offers savings deposit products, including demand deposits, lump-sum deposits and withdrawal, time deposit of small savings for lump-sum withdrawal, interest withdrawal on principal deposited, time-demand deposit, call deposit, swap management, and education deposit; personal certificate of deposit; salary financing A; and foreign currency deposit. It also provides credit, quasi-credit, and debit cards; new housing and second-hand mortgage loans and unsecured personal loans; personal wealth management advisor services; and precious metal and commodity trading services. In addition, the company offers corporate structured deposit and corporate certificate of deposit; corporate cash management; industrial chain finance program comprising prepayment financing, inventory financing, accounts receivable financing and accounts payable financing; syndicated loans; corporation overdraft; investment banking services; and offshore banking services, such as repayment financing, inventory financing, accounts receivable financing and accounts payable financing, and forex currencies. Further, it provides bond account activation, bond distribution, and transaction services; related bond escrow and settlement, pledge registration, and principal and interest payment services; training and consulting services for cooperative banks; cross-border inter-bank payments system services; consignment sales of precious metal products; bond underwriting distribution; third party bond depository services; bank derivatives transfer; b-share transfer; bankfutures transfer; standard warehouse warrant pledged financing; institutional investment consulting, wealth management, and insurance services; and clearing and settlement services for future markets. The company was founded in 1908 and is headquartered in Shanghai, the People’s Republic of China.