nCino (NASDAQ:NCNO) Issues Q4 2026 Earnings Guidance

by · The Markets Daily

nCino (NASDAQ:NCNO – Get Free Report) updated its fourth quarter 2026 earnings guidance on Wednesday. The company provided EPS guidance of 0.210-0.220 for the period, compared to the consensus EPS estimate of 0.140. The company issued revenue guidance of $146.8 million-$148.3 million, compared to the consensus revenue estimate of $147.4 million. nCino also updated its FY 2026 guidance to 0.900-0.910 EPS.

nCino Trading Up 4.5%

Shares of nCino stock opened at $25.57 on Thursday. The firm has a market cap of $2.96 billion, a PE ratio of -88.17, a P/E/G ratio of 15.41 and a beta of 0.53. nCino has a 1 year low of $18.75 and a 1 year high of $42.88. The company has a debt-to-equity ratio of 0.24, a current ratio of 1.03 and a quick ratio of 1.03. The stock has a fifty day moving average price of $25.58 and a 200-day moving average price of $27.47.

nCino (NASDAQ:NCNO – Get Free Report) last posted its quarterly earnings results on Wednesday, December 3rd. The company reported $0.31 earnings per share for the quarter, beating the consensus estimate of $0.20 by $0.11. The company had revenue of $152.16 million during the quarter, compared to analyst estimates of $147.31 million. nCino had a negative net margin of 5.86% and a positive return on equity of 1.18%. The firm’s revenue for the quarter was up 9.6% on a year-over-year basis. During the same quarter in the prior year, the business earned $0.21 earnings per share. nCino has set its FY 2026 guidance at 0.900-0.910 EPS and its Q4 2026 guidance at 0.210-0.220 EPS. Equities research analysts anticipate that nCino will post 0.12 EPS for the current year.

Wall Street Analyst Weigh In

NCNO has been the topic of several research analyst reports. Zacks Research upgraded nCino from a “hold” rating to a “strong-buy” rating in a research note on Monday, October 27th. Raymond James Financial raised nCino from an “outperform” rating to a “strong-buy” rating and set a $36.00 price target on the stock in a research report on Monday, October 20th. JMP Securities increased their price target on nCino from $35.00 to $41.00 and gave the stock a “market outperform” rating in a research note on Wednesday, August 27th. Bank of America boosted their price objective on nCino from $34.00 to $38.00 and gave the company a “neutral” rating in a research note on Wednesday, August 27th. Finally, UBS Group reiterated a “neutral” rating on shares of nCino in a research report on Wednesday, August 27th. Three equities research analysts have rated the stock with a Strong Buy rating, nine have issued a Buy rating, nine have assigned a Hold rating and one has issued a Sell rating to the company. According to data from MarketBeat, the company has an average rating of “Moderate Buy” and a consensus price target of $33.88.

Read Our Latest Stock Report on nCino

Insider Buying and Selling at nCino

In other news, Director Jeff Horing sold 3,889,254 shares of the firm’s stock in a transaction that occurred on Monday, September 8th. The shares were sold at an average price of $30.00, for a total value of $116,677,620.00. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through the SEC website. Also, CFO Gregory Orenstein sold 4,353 shares of the company’s stock in a transaction that occurred on Tuesday, November 4th. The stock was sold at an average price of $25.81, for a total transaction of $112,350.93. Following the sale, the chief financial officer directly owned 461,746 shares in the company, valued at $11,917,664.26. This trade represents a 0.93% decrease in their position. The disclosure for this sale is available in the SEC filing. Insiders have sold a total of 3,940,562 shares of company stock worth $118,143,440 in the last three months. 5.70% of the stock is currently owned by corporate insiders.

Institutional Inflows and Outflows

A number of hedge funds have recently made changes to their positions in NCNO. Captrust Financial Advisors increased its holdings in shares of nCino by 1.2% in the third quarter. Captrust Financial Advisors now owns 62,747 shares of the company’s stock worth $1,701,000 after purchasing an additional 743 shares during the period. Quarry LP grew its position in nCino by 138.2% during the third quarter. Quarry LP now owns 1,701 shares of the company’s stock worth $46,000 after buying an additional 987 shares in the last quarter. Alliancebernstein L.P. grew its position in nCino by 4.3% during the third quarter. Alliancebernstein L.P. now owns 40,872 shares of the company’s stock worth $1,108,000 after buying an additional 1,682 shares in the last quarter. California State Teachers Retirement System raised its holdings in shares of nCino by 2.2% in the 2nd quarter. California State Teachers Retirement System now owns 94,405 shares of the company’s stock valued at $2,641,000 after acquiring an additional 1,987 shares in the last quarter. Finally, Swiss National Bank boosted its position in shares of nCino by 1.0% during the 3rd quarter. Swiss National Bank now owns 202,200 shares of the company’s stock valued at $5,482,000 after acquiring an additional 2,000 shares during the last quarter. 94.76% of the stock is currently owned by hedge funds and other institutional investors.

About nCino

(Get Free Report)

nCino, Inc, a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System connects financial institution employees, clients and third parties on a single cloud-based platform which include client onboarding, deposit account opening, loan origination, end-to-end mortgage suite, and powerful ecosystem.

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