Bancorp (NASDAQ:TBBK) Issues Quarterly Earnings Results, Beats Estimates By $0.06 EPS
by Michael Walen · The Markets DailyBancorp (NASDAQ:TBBK – Get Free Report) issued its earnings results on Thursday. The bank reported $1.41 earnings per share for the quarter, beating analysts’ consensus estimates of $1.35 by $0.06, Zacks reports. Bancorp had a net margin of 25.94% and a return on equity of 28.91%.
Bancorp Trading Up 0.5%
Shares of NASDAQ:TBBK traded up $0.30 during mid-day trading on Thursday, reaching $60.47. 433,670 shares of the company’s stock were exchanged, compared to its average volume of 586,959. The company has a debt-to-equity ratio of 0.32, a quick ratio of 0.86 and a current ratio of 0.88. Bancorp has a twelve month low of $46.51 and a twelve month high of $81.65. The firm has a market capitalization of $2.53 billion, a price-to-earnings ratio of 12.29 and a beta of 1.28. The business’s fifty day moving average price is $55.81 and its 200-day moving average price is $63.70.
Analyst Upgrades and Downgrades
A number of research analysts have recently commented on the company. Zacks Research upgraded Bancorp from a “strong sell” rating to a “hold” rating in a research note on Friday, April 3rd. Piper Sandler assumed coverage on Bancorp in a research report on Thursday, March 12th. They set an “overweight” rating and a $66.00 price objective on the stock. Royal Bank Of Canada reaffirmed an “outperform” rating and issued a $57.00 target price on shares of Bancorp in a report on Wednesday, January 21st. Wolfe Research set a $57.00 target price on Bancorp in a research report on Monday, February 9th. Finally, Wall Street Zen lowered Bancorp from a “hold” rating to a “sell” rating in a research note on Saturday, April 11th. One research analyst has rated the stock with a Strong Buy rating, six have given a Buy rating and three have issued a Hold rating to the company’s stock. According to MarketBeat, the stock has a consensus rating of “Moderate Buy” and an average price target of $59.50.
Check Out Our Latest Analysis on TBBK
Bancorp News Roundup
Here are the key news stories impacting Bancorp this week:
- Positive Sentiment: Q1 2026 EPS beat — Bancorp reported $1.41 EPS vs. consensus $1.35, with strong profitability metrics (high net margin and ROE), which supports the stock’s near-term strength. MarketBeat: Bancorp Q1 EPS
- Positive Sentiment: Company narrative and fundamentals — Management highlighted $60.1M net income, ~18% YoY EPS growth, above‑industry GDV growth, loan/deposit expansion and progress on fintech initiatives, reinforcing the beat as quality growth rather than one‑offs. BusinessWire: The Bancorp 1Q 2026 Results
- Neutral Sentiment: FY 2027 guidance roughly in line — Management updated FY2027 EPS guidance to a range of 8.10–8.30, which includes the consensus (8.11) and signals no major change to the long‑term outlook.
- Neutral Sentiment: Q4 2026 guidance matches expectations — Fourth‑quarter 2026 EPS guidance of $1.75 aligns with consensus, removing near‑term uncertainty for the quarter.
- Negative Sentiment: Slight FY 2026 guide miss — FY2026 EPS guidance was set at $5.90 versus consensus ~$5.92, a very small shortfall that could temper upside but is unlikely to materially alter the story given the quarterly beat and growth commentary.
- Neutral Sentiment: Third‑party comparison coverage — A recent comparative piece with Chain Bridge Bancorp provides additional analyst context but is informational rather than a catalyst. AmericanBankingNews: Bancorp vs. Chain Bridge Comparison
Insider Buying and Selling
In related news, Director Mark E. Tryniski bought 5,000 shares of the stock in a transaction that occurred on Wednesday, February 4th. The stock was acquired at an average cost of $60.23 per share, with a total value of $301,150.00. Following the transaction, the director directly owned 18,966 shares in the company, valued at approximately $1,142,322.18. This trade represents a 35.80% increase in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available at the SEC website. Also, EVP Ryan Harris sold 4,500 shares of Bancorp stock in a transaction dated Friday, March 13th. The stock was sold at an average price of $53.18, for a total value of $239,310.00. Following the transaction, the executive vice president directly owned 150,516 shares in the company, valued at $8,004,440.88. The trade was a 2.90% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. Over the last three months, insiders have acquired 9,080 shares of company stock valued at $548,933. Company insiders own 5.60% of the company’s stock.
Institutional Trading of Bancorp
Several institutional investors have recently added to or reduced their stakes in TBBK. Osaic Holdings Inc. increased its position in Bancorp by 3.7% during the 2nd quarter. Osaic Holdings Inc. now owns 5,586 shares of the bank’s stock valued at $318,000 after purchasing an additional 197 shares during the period. California State Teachers Retirement System lifted its position in shares of Bancorp by 0.6% in the 2nd quarter. California State Teachers Retirement System now owns 42,929 shares of the bank’s stock worth $2,446,000 after purchasing an additional 253 shares during the period. Cerity Partners LLC boosted its stake in shares of Bancorp by 1.1% in the 4th quarter. Cerity Partners LLC now owns 27,518 shares of the bank’s stock valued at $1,858,000 after purchasing an additional 309 shares during the last quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. boosted its stake in shares of Bancorp by 1.9% in the 1st quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 27,183 shares of the bank’s stock valued at $1,436,000 after purchasing an additional 518 shares during the last quarter. Finally, Natixis Advisors LLC increased its position in shares of Bancorp by 1.9% during the third quarter. Natixis Advisors LLC now owns 30,275 shares of the bank’s stock worth $2,267,000 after buying an additional 575 shares during the period. 96.22% of the stock is currently owned by institutional investors.
About Bancorp
The Bancorp, Inc (NASDAQ: TBBK) is a Delaware-chartered bank holding company that provides a range of banking and financial services to individuals, businesses, and financial institutions across the United States. Through its subsidiary, The Bancorp Bank, the company offers FDIC-insured deposit accounts, cash management solutions and specialized lending products. Its business model focuses on partnering with fintech firms, asset managers and payment processors to deliver integrated banking-as-a-service (BaaS) capabilities.
The company’s product suite includes interest-bearing and non-interest-bearing checking accounts, money market accounts, certificates of deposit and debit and credit card services.