United Bankshares (NASDAQ:UBSI) Reaches New 1-Year High – Should You Buy?

20 Dec 2025, 01:38 by Tristan Rich · The Markets Daily

Shares of United Bankshares, Inc. (NASDAQ:UBSI – Get Free Report) hit a new 52-week high on Wednesday . The stock traded as high as $40.45 and last traded at $40.2670, with a volume of 446755 shares traded. The stock had previously closed at $39.50.

Analyst Ratings Changes

Several brokerages have commented on UBSI. Piper Sandler set a $42.50 target price on United Bankshares and gave the stock an “overweight” rating in a research note on Thursday, October 23rd. Zacks Research raised shares of United Bankshares from a “hold” rating to a “strong-buy” rating in a report on Wednesday, November 19th. Finally, Weiss Ratings reiterated a “hold (c+)” rating on shares of United Bankshares in a research report on Monday. One investment analyst has rated the stock with a Strong Buy rating, one has issued a Buy rating and three have given a Hold rating to the company. According to MarketBeat.com, the company has an average rating of “Moderate Buy” and a consensus target price of $41.83.

Check Out Our Latest Report on United Bankshares

United Bankshares Stock Performance

The company’s 50-day simple moving average is $37.02 and its 200-day simple moving average is $36.99. The stock has a market capitalization of $5.61 billion, a price-to-earnings ratio of 13.10 and a beta of 0.81. The company has a current ratio of 0.98, a quick ratio of 0.98 and a debt-to-equity ratio of 0.10.

United Bankshares (NASDAQ:UBSI – Get Free Report) last issued its quarterly earnings data on Thursday, October 23rd. The financial services provider reported $0.92 earnings per share for the quarter, topping the consensus estimate of $0.82 by $0.10. The company had revenue of $280.90 million for the quarter, compared to analysts’ expectations of $307.78 million. United Bankshares had a net margin of 24.37% and a return on equity of 8.15%. During the same quarter in the previous year, the firm posted $0.70 earnings per share. On average, analysts expect that United Bankshares, Inc. will post 2.81 EPS for the current year.

United Bankshares Increases Dividend

The company also recently announced a quarterly dividend, which will be paid on Friday, January 2nd. Investors of record on Friday, December 12th will be paid a dividend of $0.38 per share. This is a boost from United Bankshares’s previous quarterly dividend of $0.37. This represents a $1.52 dividend on an annualized basis and a yield of 3.8%. The ex-dividend date of this dividend is Friday, December 12th. United Bankshares’s payout ratio is 49.84%.

Hedge Funds Weigh In On United Bankshares

Institutional investors have recently made changes to their positions in the stock. Dimensional Fund Advisors LP increased its stake in United Bankshares by 0.3% during the 3rd quarter. Dimensional Fund Advisors LP now owns 7,741,908 shares of the financial services provider’s stock valued at $288,076,000 after purchasing an additional 24,631 shares in the last quarter. Earnest Partners LLC boosted its holdings in shares of United Bankshares by 0.4% in the 1st quarter. Earnest Partners LLC now owns 4,214,634 shares of the financial services provider’s stock worth $146,121,000 after buying an additional 15,498 shares during the last quarter. Victory Capital Management Inc. boosted its stake in United Bankshares by 1.2% in the third quarter. Victory Capital Management Inc. now owns 3,624,628 shares of the financial services provider’s stock valued at $134,872,000 after acquiring an additional 42,255 shares during the last quarter. Geode Capital Management LLC increased its position in United Bankshares by 3.2% in the second quarter. Geode Capital Management LLC now owns 3,590,552 shares of the financial services provider’s stock worth $130,817,000 after buying an additional 110,305 shares during the last quarter. Finally, First Trust Advisors LP raised its stake in United Bankshares by 367.5% in the 2nd quarter. First Trust Advisors LP now owns 1,935,979 shares of the financial services provider’s stock valued at $70,528,000 after acquiring an additional 1,521,864 shares during the period. Institutional investors and hedge funds own 70.80% of the company’s stock.

About United Bankshares

(Get Free Report)

United Bankshares, Inc, headquartered in Charleston, West Virginia, is a bank holding company that provides a full range of financial services through its primary subsidiary, United Bank. The company’s core offerings include retail and commercial banking products such as checking and savings accounts, certificates of deposit, personal and business loans, mortgages, and treasury management services. In addition, United Bankshares delivers private banking, wealth management, trust and fiduciary solutions, and investment advisory services to meet the needs of individual, corporate, and institutional clients.