Head-To-Head Contrast: Five Star Bancorp (FSBC) & Its Competitors

Five Star Bancorp (NASDAQ:FSBC – Get Free Report) is one of 919 publicly-traded companies in the “Banks” industry, but how does it contrast to its competitors? We will compare Five Star Bancorp to related businesses based on the strength of its valuation, earnings, risk, analyst recommendations, dividends, profitability and institutional ownership.

Dividends

Five Star Bancorp pays an annual dividend of $1.00 per share and has a dividend yield of 2.3%. Five Star Bancorp pays out 28.3% of its earnings in the form of a dividend. As a group, “Banks” companies pay a dividend yield of 9.3% and pay out 28.9% of their earnings in the form of a dividend.

Valuation & Earnings

This table compares Five Star Bancorp and its competitors top-line revenue, earnings per share (EPS) and valuation.

Five Star Bancorp’s competitors have higher revenue and earnings than Five Star Bancorp. Five Star Bancorp is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Institutional and Insider Ownership

46.9% of Five Star Bancorp shares are held by institutional investors. Comparatively, 48.0% of shares of all “Banks” companies are held by institutional investors. 21.8% of Five Star Bancorp shares are held by company insiders. Comparatively, 9.7% of shares of all “Banks” companies are held by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Volatility and Risk

Five Star Bancorp has a beta of 0.49, suggesting that its stock price is 51% less volatile than the S&P 500. Comparatively, Five Star Bancorp’s competitors have a beta of 0.61, suggesting that their average stock price is 39% less volatile than the S&P 500.

Profitability

This table compares Five Star Bancorp and its competitors’ net margins, return on equity and return on assets.

Analyst Recommendations

This is a summary of current recommendations for Five Star Bancorp and its competitors, as reported by MarketBeat.com.

Five Star Bancorp presently has a consensus price target of $49.00, suggesting a potential upside of 11.09%. As a group, “Banks” companies have a potential upside of 16.80%. Given Five Star Bancorp’s competitors higher probable upside, analysts plainly believe Five Star Bancorp has less favorable growth aspects than its competitors.

Summary

Five Star Bancorp competitors beat Five Star Bancorp on 9 of the 15 factors compared.

About Five Star Bancorp

(Get Free Report)

Five Star Bancorp operates as the bank holding company for Five Star Bank that provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals in Northern California. It accepts various deposits, such as money market accounts, noninterest-bearing and interest checking accounts, savings accounts, term certificate accounts, and time deposits. The company also offers loan products, including commercial and residential real estate loans; commercial loans; commercial land loans; farmland loans; commercial and residential construction loans; and consumer and other loans, as well as operating lines of credit. In addition, it provides debit cards; and remote deposit capture, online and mobile banking, and direct deposit services. Five Star Bancorp was founded in 1999 and is headquartered in Rancho Cordova, California.