Founder of A&C Mall, Dr. Andrew Kwabena Asamoah, says the struggles of indigenous Ghanaian businesses are not due to a lack of hard work but rather the high cost of financing, which leaves them unable to compete with foreign firms that access cheaper capital.

Founder of A&C Mall, Dr. Andrew Kwabena Asamoah, has attributed the competitive advantage enjoyed by many foreign-owned businesses in Ghana to easier access to affordable financing abroad, arguing that indigenous entrepreneurs are constrained by expensive local credit and inadequate government support.