Synchrony Financial (SYF) Expected to Announce Earnings on Tuesday

by · The Cerbat Gem

Synchrony Financial (NYSE:SYF – Get Free Report) is projected to announce its Q4 2025 results before the market opens on Tuesday, January 27th. Analysts expect the company to announce earnings of $1.95 per share and revenue of $3.8371 billion for the quarter. Individuals may visit the the company’s upcoming Q4 2025 earning results page for the latest details on the call scheduled for Tuesday, January 27, 2026 at 8:00 AM ET.

Synchrony Financial Trading Down 2.0%

SYF opened at $76.56 on Friday. The company has a debt-to-equity ratio of 0.91, a quick ratio of 1.24 and a current ratio of 1.24. The stock’s 50 day moving average price is $80.79 and its 200-day moving average price is $75.56. Synchrony Financial has a one year low of $40.54 and a one year high of $88.77. The stock has a market cap of $27.58 billion, a price-to-earnings ratio of 8.36, a P/E/G ratio of 0.53 and a beta of 1.43.

Synchrony Financial announced that its board has authorized a stock repurchase program on Wednesday, October 15th that allows the company to buyback $1.00 billion in shares. This buyback authorization allows the financial services provider to purchase up to 3.7% of its stock through open market purchases. Stock buyback programs are usually an indication that the company’s management believes its shares are undervalued.

Wall Street Analysts Forecast Growth

Several research firms recently commented on SYF. Keefe, Bruyette & Woods raised their price target on shares of Synchrony Financial from $95.00 to $98.00 and gave the stock an “outperform” rating in a research note on Friday, January 2nd. BTIG Research restated a “buy” rating and issued a $100.00 target price on shares of Synchrony Financial in a research note on Thursday, October 16th. Hsbc Global Res raised shares of Synchrony Financial from a “hold” rating to a “strong-buy” rating in a research note on Thursday, October 9th. Truist Financial boosted their price target on Synchrony Financial from $78.00 to $92.00 and gave the company a “hold” rating in a report on Monday, December 22nd. Finally, Morgan Stanley raised their price objective on Synchrony Financial from $72.00 to $82.00 and gave the stock an “equal weight” rating in a report on Monday, September 29th. One research analyst has rated the stock with a Strong Buy rating, twelve have assigned a Buy rating and ten have issued a Hold rating to the company. According to data from MarketBeat.com, Synchrony Financial presently has a consensus rating of “Moderate Buy” and a consensus target price of $86.47.

Get Our Latest Report on SYF

Insider Buying and Selling

In other news, insider Jonathan S. Mothner sold 32,000 shares of the business’s stock in a transaction on Monday, November 17th. The stock was sold at an average price of $72.80, for a total value of $2,329,600.00. Following the completion of the transaction, the insider directly owned 127,100 shares of the company’s stock, valued at approximately $9,252,880. The trade was a 20.11% decrease in their position. The transaction was disclosed in a legal filing with the SEC, which is accessible through this link. Also, insider Darrell Owens sold 2,989 shares of Synchrony Financial stock in a transaction dated Monday, November 3rd. The shares were sold at an average price of $74.02, for a total value of $221,245.78. Following the completion of the transaction, the insider owned 16,096 shares in the company, valued at $1,191,425.92. This trade represents a 15.66% decrease in their position. The disclosure for this sale is available in the SEC filing. Over the last 90 days, insiders have sold 55,075 shares of company stock valued at $4,036,892. 0.32% of the stock is owned by insiders.

Institutional Investors Weigh In On Synchrony Financial

Hedge funds and other institutional investors have recently bought and sold shares of the company. FWL Investment Management LLC purchased a new position in Synchrony Financial in the third quarter worth $26,000. Palisade Asset Management LLC acquired a new stake in shares of Synchrony Financial in the 3rd quarter worth $29,000. Towarzystwo Funduszy Inwestycyjnych PZU SA grew its stake in Synchrony Financial by 75.8% during the 3rd quarter. Towarzystwo Funduszy Inwestycyjnych PZU SA now owns 580 shares of the financial services provider’s stock worth $41,000 after buying an additional 250 shares during the last quarter. Geneos Wealth Management Inc. grew its stake in Synchrony Financial by 337.0% during the 1st quarter. Geneos Wealth Management Inc. now owns 590 shares of the financial services provider’s stock worth $31,000 after buying an additional 455 shares during the last quarter. Finally, Larson Financial Group LLC increased its position in Synchrony Financial by 22.7% during the 3rd quarter. Larson Financial Group LLC now owns 904 shares of the financial services provider’s stock valued at $64,000 after buying an additional 167 shares in the last quarter. Hedge funds and other institutional investors own 96.48% of the company’s stock.

Synchrony Financial Company Profile

(Get Free Report)

Synchrony Financial (NYSE: SYF) is a consumer financial services company that specializes in providing point-of-sale financing and private-label, co-branded and branded credit card programs. The company serves as a payments and lending partner to retailers, digital merchants and service providers, offering consumer financing solutions designed to drive customer engagement and sales. Synchrony also operates a direct bank that offers deposit products, including savings accounts and certificates of deposit, which support its funding and customer-facing product suite.

Its core product set includes private-label and co-branded credit cards, general-purpose credit cards, installment loan programs and promotional financing options that are integrated into merchants’ checkout experiences.

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