Five ways to rebuild equity after property prices fall

Jessica PennyWealth reporter
Oct 26, 2026 – 5.00am

The term “negative equity” has become common parlance this year for aspiring and established first home buyers in Australia as they ponder the question of what it means for them and their wealth.

Negative equity occurs when your mortgage is greater than the value of your property.

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• Property market
• Wealth Generation
• Property prices
• First home buyers
• Household debt

Jessica PennyWealth reporterJessica Penny covers wealth and personal finance in The Australian Financial Review’s Sydney newsroom. Email Jessica at Jessica.penny@afr.com

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