Lake Shore Bancorp (LSBK) versus Its Peers Head-To-Head Comparison

Lake Shore Bancorp (NASDAQ:LSBK – Get Free Report) is one of 69 public companies in the “FIN – SVGS & LOAN” industry, but how does it compare to its competitors? We will compare Lake Shore Bancorp to similar companies based on the strength of its risk, profitability, institutional ownership, earnings, valuation, dividends and analyst recommendations.

Valuation and Earnings

This table compares Lake Shore Bancorp and its competitors top-line revenue, earnings per share (EPS) and valuation.

Lake Shore Bancorp’s competitors have higher revenue and earnings than Lake Shore Bancorp. Lake Shore Bancorp is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Institutional and Insider Ownership

8.8% of Lake Shore Bancorp shares are held by institutional investors. Comparatively, 50.0% of shares of all “FIN – SVGS & LOAN” companies are held by institutional investors. 4.1% of Lake Shore Bancorp shares are held by company insiders. Comparatively, 8.9% of shares of all “FIN – SVGS & LOAN” companies are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Analyst Recommendations

This is a breakdown of recent recommendations for Lake Shore Bancorp and its competitors, as reported by MarketBeat.

As a group, “FIN – SVGS & LOAN” companies have a potential upside of 3.54%. Given Lake Shore Bancorp’s competitors stronger consensus rating and higher possible upside, analysts clearly believe Lake Shore Bancorp has less favorable growth aspects than its competitors.

Dividends

Lake Shore Bancorp pays an annual dividend of $0.36 per share and has a dividend yield of 2.3%. Lake Shore Bancorp pays out 34.0% of its earnings in the form of a dividend. As a group, “FIN – SVGS & LOAN” companies pay a dividend yield of 2.5% and pay out 27.7% of their earnings in the form of a dividend. Lake Shore Bancorp lags its competitors as a dividend stock, given its lower dividend yield and higher payout ratio.

Risk and Volatility

Lake Shore Bancorp has a beta of 0.31, suggesting that its share price is 69% less volatile than the S&P 500. Comparatively, Lake Shore Bancorp’s competitors have a beta of 0.48, suggesting that their average share price is 52% less volatile than the S&P 500.

Profitability

This table compares Lake Shore Bancorp and its competitors’ net margins, return on equity and return on assets.

Summary

Lake Shore Bancorp competitors beat Lake Shore Bancorp on 12 of the 15 factors compared.

Lake Shore Bancorp Company Profile

(Get Free Report)

Lake Shore Bancorp, Inc. operates as a savings and loan holding company for Lake Shore Servings Bank. It offers personal services such as checking, savings, lending, banking, debit card, e-services, and online banking; and business services including deposit products, commercial loans, and business e-statements. The company was founded in 2006 and is headquartered in Dunkirk, NY.