Head-To-Head Contrast: Flagstar Bank, National Association (NYSE:FLG) & Swedbank (OTCMKTS:SWDBY)

Swedbank (OTCMKTS:SWDBY – Get Free Report) and Flagstar Bank, National Association (NYSE:FLG – Get Free Report) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their dividends, profitability, risk, analyst recommendations, valuation, earnings and institutional ownership.

Earnings & Valuation

This table compares Swedbank and Flagstar Bank, National Association”s gross revenue, earnings per share (EPS) and valuation.

Swedbank has higher revenue and earnings than Flagstar Bank, National Association. Swedbank is trading at a lower price-to-earnings ratio than Flagstar Bank, National Association, indicating that it is currently the more affordable of the two stocks.

Profitability

This table compares Swedbank and Flagstar Bank, National Association’s net margins, return on equity and return on assets.

Dividends

Swedbank pays an annual dividend of SEK 1.48 per share and has a dividend yield of 3.6%. Flagstar Bank, National Association pays an annual dividend of $0.04 per share and has a dividend yield of 0.3%. Swedbank pays out 50.2% of its earnings in the form of a dividend. Flagstar Bank, National Association pays out 133.3% of its earnings in the form of a dividend, suggesting it may not have sufficient earnings to cover its dividend payment in the future. Swedbank is clearly the better dividend stock, given its higher yield and lower payout ratio.

Analyst Ratings

This is a breakdown of current ratings for Swedbank and Flagstar Bank, National Association, as reported by MarketBeat.

Flagstar Bank, National Association has a consensus price target of $16.96, suggesting a potential upside of 35.36%. Given Flagstar Bank, National Association’s stronger consensus rating and higher probable upside, analysts plainly believe Flagstar Bank, National Association is more favorable than Swedbank.

Volatility and Risk

Swedbank has a beta of 0.68, indicating that its share price is 32% less volatile than the S&P 500. Comparatively, Flagstar Bank, National Association has a beta of 0.99, indicating that its share price is 1% less volatile than the S&P 500.

Insider and Institutional Ownership

67.9% of Flagstar Bank, National Association shares are owned by institutional investors. 21.4% of Flagstar Bank, National Association shares are owned by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Summary

Swedbank beats Flagstar Bank, National Association on 9 of the 16 factors compared between the two stocks.

About Swedbank

(Get Free Report)

Swedbank AB (publ) provides various banking products and services to private and corporate customers in Sweden, Estonia, Latvia, Lithuania, Norway, the United States, Finland, Denmark, Luxembourg, and China. The company operates through three business areas: Swedish Banking, Baltic Banking, and Corporates and Institutions. It offers savings accounts, mutual funds and insurance savings, pension savings, institutional asset management, and other savings and investment products; private residential lending, consumer financing, corporate lending, leasing, and other financing products, as well as trade finance and factoring services; and current accounts, cash handling, debit and credit cards, and card acquiring, as well as domestic, international, mobile, document, and other payment products. The company also provides equity trading, structured products, corporate finance, custody services, fixed income and currency trading, and other capital market products; and administrative services, treasury operations, real estate brokerage and management services, legal services, safe deposit boxes, and other services. In addition, it offers pension insurance and plan, life, endowment insurance, and personal insurance products; investment management, investment banking, and mortgage lending services; and transaction banking services comprising cash management, securities, account, and clearing and settlement services, as well as Internet and mobile banking services. The company was formerly known as ForeningsSparbanken AB and changed its name to Swedbank AB (publ) in September 2006. Swedbank AB (publ) was founded in 1820 and is headquartered in Sundbyberg, Sweden.

About Flagstar Bank, National Association

(Get Free Report)

Flagstar Financial, Inc. operates as the bank holding company for Flagstar Bank, N.A. that provides banking products and services in the United States. The company’s deposit products include interest-bearing checking and money market, savings, non-interest-bearing, and retirement accounts, as well as certificates of deposit. Its loan products comprise multi-family loans; commercial real estate loans; acquisition, development, and construction loans; commercial and industrial loans; one-to-four family loans; specialty finance loans and leases; warehouse loans; and other loans, such as home equity lines of credit, boat and recreational vehicle indirect lending, point of sale consumer loans, and other consumer loans, including overdraft loans. The company offers cash management products; non-deposit investment and insurance products; and online banking, mobile banking, and bank-by-phone services. It primarily serves individuals, small and mid-size businesses, and professional associations. The company was formerly known as New York Community Bancorp, Inc. and changed its name to Flagstar Financial, Inc. in October 2024. Flagstar Financial, Inc. was founded in 1859 and is headquartered in Hicksville, New York.