Head to Head Contrast: Lendingclub (HAPN) vs. The Competition

Lendingclub (NASDAQ:HAPN – Get Free Report) is one of 121 public companies in the “Consumer Finance” industry, but how does it compare to its competitors? We will compare Lendingclub to similar companies based on the strength of its earnings, profitability, risk, institutional ownership, analyst recommendations, valuation and dividends.

Analyst Recommendations

This is a breakdown of recent recommendations for Lendingclub and its competitors, as reported by MarketBeat.

Lendingclub currently has a consensus price target of $25.00, indicating a potential upside of 54.73%. As a group, “Consumer Finance” companies have a potential upside of 15.86%. Given Lendingclub’s stronger consensus rating and higher possible upside, research analysts clearly believe Lendingclub is more favorable than its competitors.

Valuation and Earnings

This table compares Lendingclub and its competitors top-line revenue, earnings per share (EPS) and valuation.

Lendingclub’s competitors have higher revenue and earnings than Lendingclub. Lendingclub is trading at a higher price-to-earnings ratio than its competitors, indicating that it is currently more expensive than other companies in its industry.

Insider & Institutional Ownership

74.1% of Lendingclub shares are owned by institutional investors. Comparatively, 46.3% of shares of all “Consumer Finance” companies are owned by institutional investors. 3.3% of Lendingclub shares are owned by company insiders. Comparatively, 21.8% of shares of all “Consumer Finance” companies are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Volatility and Risk

Lendingclub has a beta of 1.86, suggesting that its share price is 86% more volatile than the S&P 500. Comparatively, Lendingclub’s competitors have a beta of 1.24, suggesting that their average share price is 24% more volatile than the S&P 500.

Profitability

This table compares Lendingclub and its competitors’ net margins, return on equity and return on assets.

Summary

Lendingclub beats its competitors on 8 of the 13 factors compared.

Lendingclub Company Profile

(Get Free Report)

LendingClub Corporation, operates as a bank holding company for LendingClub Bank, National Association that provides range of financial products and services through a technology-driven platform in the United States. The company provides commercial and industrial, commercial real estate, small business, and equipment loans, as well as leases equipment; and unsecured personal and auto, patient finance, and education finance loans. It also operates an online lending marketplace platform that connects borrowers and investors. LendingClub Corporation was incorporated in 2006 and is headquartered in San Francisco, California.