Special cold weather payments could enter bank accounts in November

Special payments triggered during periods of cold weather could drop into bank accounts during November. The cash payments, worth £25 a day, are made to low-income households and pensioners.

But they are not guaranteed to be paid out. It depends on the weather and how cold it is over a certain period. While it has been a fairly mild autumn so far, conditions are expected to turn chillier over the coming weeks.

The cold weather payment scheme opens again in November, meaning they could be triggered if it's cold enough over a sustained period. Any payments will be automatic. That might seem unlikely at the moment, however.

READ MORE: People on Universal Credit to get £84 extra paid into bank accounts

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That's because the average temperature in a certain area needs to be 0C or lower over seven consecutive days - a significant cold blast. It would need to turn much colder over the coming weeks for money to be paid out.

It's more likely to happen during December and January. Those eligible include people on Pension Credit, Income Support, income-based Employment and Support Allowance and Universal Credit.

The Government says: "You may get Cold Weather Payments if you’re getting certain benefits or Support for Mortgage Interest. If you’re eligible, you’ll get these payments automatically.

"You do not need to apply, but you may need to tell Jobcentre Plus if you have a baby or if a child under five comes to live with you. You’ll get a payment if the average temperature in your area is recorded as, or forecast to be, zero degrees celsius or below over seven consecutive days.

"You’ll get £25 for each seven-day period of very cold weather between November 2, 2024 and March 31, 2025."