Invest Bank turns profitable at AED 161.5m in 2025, unveils accumulated losses value
Invest Bank
INVESTB 2.27% 0.02 0.01
Abu Dhabi – Mubasher: Invest Bank has shifted to net profits after tax worth AED 161.46 million in 2025, versus net losses of AED 189.29 million in 2024.
The earnings per share (EPS) stood at AED 0.0006 in 2025, against a loss per share of AED 0.0007 in 2024, according to the consolidated income statement.
The bank’s total operating income jumped by 106% to AED 434.65 million in 2025 from AED 211.38 million in the previous year.
Customer deposits leapt by AED 2.60 billion to AED 11.33 billion as of 31 December 2025 when compared with AED 8.72 billion at the end of 2024. The UAE lender stated that this 30% annual growth is a reflection of a customer-focused strategy providing cutting-age digital banking solutions through the introduction of new products to cater to customer's banking requirements.
Total assets also increased by AED 3.10 billion or 28% to AED 14.16 billion in 2025 from AED 11.06 billion as of 31 December 2024.
Accumulated Losses
Invest Bank disclosed that its accumulated losses as of 31 December 2025 reached AED 1.55 billion.
The amount represents 48.57% of the AED 3.15 billion paid-up capital. This is compared to AED 1.70 billion, equivalent to 53.14% of the capital, registered at the end of 2024.
Invest Bank has reported its first accumulated losses in the first quarter (Q1) of 2018. Meanwhile, the UAE lender said that the reason behind the accumulated losses is primarily due to legacy loan impairments in addition to the impact of new credit management standards introduced by the Central Bank of the UAE (CBUAE) implemented in Q4-24.
The bank said it took certain measures to address the accumulated losses, elaborating that “The Bank has de-risked its balance sheet by taking significant provision on its legacy loan portfolio, thereby negating the headwinds created by them.”
Another step taken was a guarantee provided by the Government of Sharjah and increase in capital during 2023 that improved the bank's liquidity position while allowing the resources to be deployed in core business activities that will generate additional revenue and profit for the bank.
Source: Mubasher Source: {{details.article.source}}