Financial Survey: Zhibao Technology (NASDAQ:ZBAO) and Fidelity National Financial (NYSE:FNF)
by Michael Walen · The Markets DailyZhibao Technology (NASDAQ:ZBAO – Get Free Report) and Fidelity National Financial (NYSE:FNF – Get Free Report) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their analyst recommendations, risk, profitability, valuation, dividends, institutional ownership and earnings.
Risk and Volatility
Zhibao Technology has a beta of 1.14, suggesting that its share price is 14% more volatile than the S&P 500. Comparatively, Fidelity National Financial has a beta of 0.96, suggesting that its share price is 4% less volatile than the S&P 500.
Institutional and Insider Ownership
81.2% of Fidelity National Financial shares are held by institutional investors. 5.7% of Fidelity National Financial shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.
Earnings & Valuation
This table compares Zhibao Technology and Fidelity National Financial”s top-line revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| Zhibao Technology | $38.66 million | 0.49 | -$8.66 million | N/A | N/A |
| Fidelity National Financial | $14.45 billion | 0.87 | $602.00 million | $2.74 | 17.12 |
Fidelity National Financial has higher revenue and earnings than Zhibao Technology.
Analyst Recommendations
This is a breakdown of recent ratings and price targets for Zhibao Technology and Fidelity National Financial, as provided by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Zhibao Technology | 1 | 0 | 0 | 0 | 1.00 |
| Fidelity National Financial | 1 | 2 | 2 | 0 | 2.20 |
Fidelity National Financial has a consensus target price of $56.25, indicating a potential upside of 19.92%. Given Fidelity National Financial’s stronger consensus rating and higher possible upside, analysts clearly believe Fidelity National Financial is more favorable than Zhibao Technology.
Profitability
This table compares Zhibao Technology and Fidelity National Financial’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Zhibao Technology | N/A | N/A | N/A |
| Fidelity National Financial | 5.10% | 15.49% | 1.29% |
Summary
Fidelity National Financial beats Zhibao Technology on 11 of the 12 factors compared between the two stocks.
About Zhibao Technology
Zhibao Technology Inc., through its subsidiaries, provides digital insurance brokerage services in China. It also offers managing general underwriter services; and offline insurance brokerage consulting services. The company was founded in 2015 and is based in Shanghai, China.
About Fidelity National Financial
Fidelity National Financial, Inc., together with its subsidiaries, provides various insurance products in the United States. The company operates through Title, F&G, and Corporate and Other segments. It offers title insurance, escrow, and other title related services, including trust activities, trustee sales guarantees, recordings and reconveyances, and home warranty products. The company also provides technology and transaction services to the real estate and mortgage industries; and mortgage transaction services, including title-related services and facilitation of production and management of mortgage loans. In addition, it offers annuity and life insurance products, such as deferred and immediate annuities, as well as indexed universal life insurance products; and funding agreements and pension risk transfer (PRT) solutions. Further, the company engages in the real estate brokerage business. Fidelity National Financial, Inc. was incorporated in 2005 and is headquartered in Jacksonville, Florida.