Medical AI benefits vary by expertise, with nonexperts more easily misled

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by Adam Zewe, Massachusetts Institute of Technology

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Study design and interface components of human−AI collaborative diagnostic system. Credit: Nature Medicine (2026). DOI: 10.1038/s41591-026-04553-w

A one-size-fits-all approach likely isn't the best strategy when designing artificial intelligence systems that assist users in disease diagnosis.

A new study by researchers at MIT and elsewhere found that, while AI assistance generally improved the accuracy of nonexperts and clinicians in diagnosing skin diseases, AI explainability methods had different impacts depending on users' knowledge levels.

The research is published in the journal Nature Medicine.

Explainable AI methods help users know when to trust a model's predictions by describing or validating the model's decision-making. For instance, a model might use a heat map to highlight image regions that were most important in its diagnosis or a large language model (LLM) to explain the prediction in plain language.

In this study, researchers tested nonexperts and primary care providers in skin disease diagnosis, with and without the help of different explainable AI systems.

They found that nonexperts' diagnostic accuracy improved, but it was largely due to deference to the AI system. Nonexperts trusted LLM-based explanations whether they were right or wrong and found explanations more convincing when they were vague or generic.

By contrast, clinicians were not tripped up by incorrect AI assistance and performed best when given only a model's prediction, with no accompanying explanation.

"Good AI systems can improve performance in some health settings, but this has to be balanced carefully with algorithmic deference that can lead to more error. We know that both AI and explainability methods can engage automation bias in humans, and this anchoring effect is something that must be accounted for when we design AI systems," says Marzyeh Ghassemi, an associate professor in MIT's Department of Electrical Engineering and Computer Science (EECS), a member of the Institute for Medical Engineering and Science, and a principal investigator at the Laboratory for Information and Decision Systems and the Abdul Latif Jameel Clinic for Machine Learning in Health.

"These findings are important as patients increasingly turn to AI to help with their health care. Our findings show that those with the least medical knowledge are most likely to be led astray when explainable AI models give an erroneous output," says Roxana Daneshjou, a co-author and assistant professor of biomedical data science and dermatology at Stanford University.

These results underscore the importance of building AI systems with users in mind and of developing explainability methods that encourage critical thinking rather than overreliance on the model, the researchers say.

"It's becoming obvious that we cannot just assume a good AI will solve all problems. We need to pay careful attention to the users who will be using the AI system, because the same explanation can help an expert and mislead a beginner. Often the people who could benefit most from AI are the ones most likely to be led astray by it, so how we present a recommendation matters as much as whether it's correct," says lead author Orson Xu, an assistant professor in the Department of Biomedical Informatics at Columbia University.

Ghassemi, Xu and Daneshjou are joined on the paper by many authors, including MIT graduate student Haoran Zhang, undergraduate Reina Wang and Luis Soenksen Ph.D. '20, a research affiliate at the Jameel Clinic, along with clinicians and researchers.

Exploring explanations

Several FDA-approved AI interfaces are being used to help clinicians identify skin conditions in medical images as a way to streamline early diagnosis. In addition to providing a prediction of whether disease is present in the image, these tools often use one of several methods that explain the model's decision-making.

At the same time, nonexperts can perform digital diagnosis on their own using AI-powered search engines that predict skin diseases based on user prompts. These systems often use LLMs to explain the model's prediction in simpler terms.

The researchers explored the effects and potential benefits of these explainable AI tools on primary care physicians and nonexperts in dermatological disease detection. They tested users by showing them medical images plus an AI prediction of skin disease, employing different explainable AI approaches.

These approaches included an AI prediction and confidence level with no explanation, a method that provides similar images to reinforce its prediction, a heat map-based approach that highlights important image regions and an LLM that explains the model's reasoning in plain language.

Nonexperts were tasked with deciding whether an image of a skin mole was cancerous, with and without the help of explainable AI. Clinicians were given the more challenging task of providing a differential diagnosis of dermatological disease.

The researchers found that all explainable AI approaches improved the accuracy of nonexperts, mostly because the tools helped users diagnose noncancerous moles.

In addition, when they employed a fairness-constrained model designed to combat bias against darker skin tones, the system significantly improved accuracy and reduced diagnostic disparities based on skin tone.

"But the reason nonexpert users are better is because they are more reliant on the models. When the model is wrong, it hurts performance more than it helps performance when the model is right. We were just able to train very good AI models for this setting," Ghassemi says.

This deference effect is largest with LLM explanations, and users were more confident about their wrong answers when aided by an LLM.

On the other hand, clinicians were resilient to incorrect AI explanations and, of all the explainability methods, LLMs boosted their accuracy the least.

"It really comes down to how each group uses the explanation. A clinician already has a diagnosis in mind and checks the AI against their own training, so a bad explanation gets caught. Meanwhile, a nonexpert can use that exact same explanation to form an opinion in the first place, so a plausible, confident-sounding rationale can pull them toward the wrong answer. The same tool ends up being an asset for one user and a liability for another," Xu says.

Overcoming the deference effect

When the researchers dug deeper, they found that users who were most deferential to AI assistance were the worst performers on the task without the help of AI.

They also found that the time at which users were presented with AI explanations influenced their behavior. If an explanation is given first, before users can perform the diagnosis on their own, they tend to become more deferential to the model.

In addition, AI systems outperformed humans when the presentation of disease was subtle, but humans performed much better when an image contained atypical symptoms or unrelated features.

Taken together, these results indicate that explainable AI can cause overreliance on models and lead users to blindly follow AI recommendations even when they are wrong.

Rather than using LLMs to generate more detailed explanations, it might be more effective to force users to give a diagnostic hypothesis first, then provide an AI-based suggestion to highlight other possible conditions for consideration.

"We really want AI to improve creativity and either upskill or fill in gaps where users are missing subtle presentations. Otherwise, we risk engaging automation bias and then, when the model is wrong, users can't recover," Ghassemi says.

Publication details

Xuhai 'Orson' Xu et al, Divergent impacts of explainable AI for dermatological diagnosis on clinicians versus lay people, Nature Medicine (2026). DOI: 10.1038/s41591-026-04553-w

Journal information: Nature Medicine

Key medical concepts

Skin Conditions

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Dermatology Provided by Massachusetts Institute of Technology Who's behind this story?

Swati Mestri

Swati Mestri holds a bachelor's degree in Electronics Engineering and has worked as a content editor since 2019. She has experience editing research documents across technology, health care, and materials science, and has a particular interest in technology and space. Full profile →

Robert Egan

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