Lending Landscapes Redrawn: MSMEs And Cross-Border Growth In 2026

by · Inc42

SUMMARY

  • Platforms across trade finance, invoice discounting, and supply-chain credit are now adjusting to a year where stability is expected to return, but competitive intensity will rise
  • AI adoption in digital lending can be viewed across three primary application areas. One area is customer engagement, including support, collections, and pre-sales lead qualification
  • Government-led digitisation initiatives, including platforms such as the Unified Lending Interface, are improving data availability and supporting more efficient underwriting