A study by Elizabeth M. White, Mark D. DeBoer and Rebecca J. Scharf in the Journal of Developmental & Behavioral Pediatrics followed 9,971 children from kindergarten to third grade. The kids who did more chores in kindergarten rated their social skills, academic abilities and life satisfaction higher in third grade, an association the researchers say doesn’t prove cause and effect. Responsibility starts at home, and so do money habits, self-care and kindness. Penn State Extension adds that children learn the most about money by watching how their parents handle it. With school routines settled and holiday shopping only weeks away, this is the season those lessons show up: a kid pays at the register for the first time, packs their own lunch, or gets handed a chore and does it badly. Here are 20 real parenting lessons on how kids learned life skills, money habits, responsibility and kindness at home, and what the parents learned right back.